Friday, May 24, 2013


I know when I first started writing goals down, I didn't have a clue whether or not they were attainable or not. As my stepdad pointed out, most of my "goals" were dreams aka unattainable unless I won the lottery.

Here is what I put for my goals:

1 Year


Meal Plan/Grocery List/Freeze

Get Organized

Lose Weight

Finish Novel


Photography Income

Cake Income


Daughter's School/PTA- Maybe

5 Years


Live in Sacramento area, CA; 5-10 acres

Small, green, sustainable house

Free Range Chickens

Look for camping trailer/5th Wheel

Flip a house by myself (MO or CA)

House Cleaner

Help kids achieve their goals/dreams

$10,000 for retirement saved (Ameriprise)

1 out-of-state vacation

2 Paid Off Vehicles

Cakes, Writing, and Photography hobbies


Work from home

Travel might be required


Build gardens and/or greenhouses for low income communities, homeless shelters, food banks, etc.


PTA/Improve schools

10 Years


1 Out-of-Country vacation

Help kids achieve their goals/dreams

$50,000 in retirement account

Large greenhouse

House 1/4 paid off

Pay for Camping trailer 100%

Save for Jeep or Truck


Remodel/flip houses in California

Purchase future rental properties


Build gardens and/or greenhouses for low income communities, homeless shelters, food banks, etc.


PTA/Improve schools

It's quite an extensive list, huh? But with Excel master (stepdad)'s help, I was able to begin focusing on what is really achievable and feasible. 

So the revised goal list?

Jenn's Goals  March 1, 2013 to May 31, 2014

15 months

Goal #1
Save $3,000 for flipping house
Part 1
Work for $2,000

Part 2

Save additional $1,000 via budget

Goal #2

Get into better shape
Part 1

Lose weight

   Lose 1 pound per week

   Use a reward/consequence approach to keep on track

Part 2

Eat healthier

   Doesn't mean organic

   Ensure appropriate levels vitamin and nutrients are taken daily

   Doesn't require tracking, just a conscious effort

Part 3


   Running after kids is not exercise

   Every other day 45 minute walk, with or without kids

Goal #3

Create 2nd income
Part 1

Set target for monthly income amount

Determine if home based business is feasible

Track net from cake and photography business for Feb/Mar/Apr

Determine net from minimum wage job at 20 hrs/wk * 80% gross

Be ready to continue home based or go to work 20 hrs
Amazing, isn't it? The first step is to stop dreaming. I'm not saying you can't achieve your dreams, but make them attainable. Don't be afraid to ask someone to be your mentor and actually ask for help. I've been a stay at home mom for the past 5+ years and wanting to go back to work. I don't regret staying at home with the kids, but I'm ready for school to start and my family cannot afford for me to go back to work until the second child is in 1st grade. 

Sidenote: Kindergaten in California is optional. They must be 5 and it's only for 3 hours (part time). So those of us who are wanting to go back to work isn't an option. 1st grade will only be 6 hours, but then again, a part time job would be better than nothing.

What should you do? Figure out your goals. Start with one year goals. Plan ahead. Next step: your budget.

For those of you without that Master Excel Stepdad, don't worry-help is on the way!